Just start your own credit card company
(pomf2.lain.la)
Wait wait wait. The gab owner and his relatives can’t even have a credit union account?? Is there a news story about this?
Yeah, I still have a bank account and a credit card, but I only spend what I can afford and pay it off every month so they have to give me their loyalty points and airline miles and never make a penny off of me. Basically, Jews are giving me a discount on everything I buy and they will never see a return on their investment.
No, dipshit. Every transaction you make, the jew credit card company is making 2-3+%, which makes the cost of goods and services collectively go up. Pay in cash.
E: Or debit card, not sure about what the kikes get out of that. Currently, I think nothing.
I never had (((debt))), a bank account has never been cheaper than €10/mo for me, that's just for the account (needed to pay bills) and a limited debit card. There are services that allow you to pay bills with cards, but those charge 2-3% of the amount.
It's very hard to avoid fees with any digital currency, including crypto which needs conversation to fiat in many cases. If the store accept native crypto payments then at least that's not gonna generate any revenue for schlomo.
Cash is tricky too, you have ATM fees higher than Hunter Biden, forget about physical offices, they're thousands of miles away as the few branches that do handle cash are shutting down. Lot's of stores have stopped taking cash because (((they))) made it too expensive to deposit.
Bartering, bulk and pooling is the only way to pay as little as possible. Every bartering transaction does not include shekels at all, hence no profit for (((them))). Have a fren pay your bills, and pay them in eggs, beef, milk and other items you farm and can barter, also make sure to have as few subscriptions as possible.
It's all about knowing what (((they))) make the most shekels off and avoid feeding (((them))). I closed down my last bank account long ago.
And debit cards *do* also have a fee but it’s differently structured (I think just a flat fee per transaction).
But it's no fraud to just be bad with your money.
1. Amass debt. It will be secured with collateral (house, car etc) or unsecured without collateral (credit cards, personal loans).
2. Upon declaring bankruptcy you go to court and say I cannot pay things back. They will go through your assets and sell them off to pay debt. So car, house, boat, rv, expensive items that can be sold.
2a. There are exemptions varying by state for things like the house you mortgage as a primary residence (usually up to a certain amount of equity) so 1 million dollar house you'll have to sell probably if you own it fully. But if your mortgage is new, you may only OWN or have EQUITY up to a certain limit like 50,000$ usd, which may exempt Most of your mortgage at that point is just debt you owe. You can keep the house if you can affirm to make the payments.
Other exemptions may be your personal vehicle, clothing, home goods, etc etc. Depends on state.
3. Once you file for bankruptcy, creditors have to go through the court to get money from you. So if you are broke and have nothing, they get nothing. The court will decide whether you are legit broke or have enough money to pay them back. So no collections anymore.
4. If the court agrees you are bankrupt, they sell what they can, if you have anything, and dish it out to the people you owe money too. Then they discharge the rest and say it's done.
5. Your credit report, file, rating, will now show you defaulted and went bankrupt. You may apply for new credit immediately like a credit card or whatever. Some bank will probably grant you a new line, unless you really pissed them off, because they want you back in debt. After 2-3 years you can get a full mortgage again. In fact, declaring bankruptcy often helps your case to get more loans because now you don't have that massive debt burden and the banks know you are not allowed to declare bankruptcy for another 7 years.
Here they never write it off, unless you're dead, but at least you get to keep your house, your car, one jewbox and some subscriptions, basically the essentials needed to live a normal shabbos goy boomer life, possibly to allow you to work and pay of the debt.
It's also a lot harder to acquire any significant amount of debt, especially if you're old or sick, (((they))) really wanna make sure that all debt plus interest is paid back.
Seems like the best option here is to simply not have any debt at all, and have as low living costs as possible to pay less. Thankfully houses are cheap outside the cities, utilities are cheap too, easy to cross the border into Sweden to buy stuff cheap there.
Gonna have to look into it more tho, because I'm no expert on how it works here either.
The USA they really want a debt consumption based economy so it's easy to qualify for unsecured debt like credit cards.
Basically the best thing if you have mostly exempt assets is to run up loans and debt, be aggressive with your businesses and not worry too much if you declare bankruptcy. I am basically a middle class peasant with a couple credit cards I never pay interest on and I have like 50k credit limit. At one point I had like 80k credit limit and 40k yearly income. It's absurd.
Banks prey on people getting in debt and paying interest forever.
Maximize the return on your debt maxxx. Run up all your unsecured lines of credit to the absolute maximum, buy shit that is either going to be easily converted to cash, stuff that will help you make cash, or stuff that will make you self sufficient to save cash. Make at least one partial payment after doing so, so it looks like you're trying to pay it back. Then just stop. Don't pay them anything else on UNSECURED credit lines. Now is the time to get rid of any loser secured lines of credit too. Way upside down on a car? Now is the time to stop paying, let them repo it. You'll have only a couple days after missing the first payment before they all get word and start cutting your limits, closing your cards, and freezing everything, so get all of them done quickly.
As soon as they start collections calls, tell them to stop calling and mail letters. They legally have to stop calling you. After 90 days they'll send you to collections and write off the account and stop the negative reporting. The collections company will start calling, tell them the same thing- they'll stop calling you too. Don't confirm the debt, don't do anything to help them find you, don't talk to them ever other than to tell them to stop calling. The collections companies never even reported to my credit report. I did this over two years ago now. My credit score tanked to like 450, and is now up to almost 600 again and I expect to be able to get credit cards and whatever else again next year. I had around $140k in unsecured debt and an upside down car (worth half what the loan was) that I was paying around $5000/mo on and they probably would've had me debt slaving for at least another 20+ years at the way things were going with their 29.99% APR bullshit. Keep paying your mortgage and car payments on cars you want to keep and they won't mess with those. AMA
He came from a wealthy family - my dad's father built his house with his own hands and died before I was born, and my father was a health care professional which doesn't make much unless you are in an executive position, and my eldest sibling was retarded RIP so that took a lot of extra funds.
But his cousin's father owned a lot of rental property in Erie which at the time was a manufacturing hub for paper products.
He went on to own sever rental properties and even bars and nightclubs.
And he told me that he just maxx'd his credit. I hated him after hearing that. I never respected him. No wonder his daughter has been divorced twice. One more and she matches his failed relationships.
Then his cousin - I don't know the second once removed this that relationship tree - lives in a building which used to be a hotel in Erie County.
I haven't seen my family in over 15 years.
The whole economy is basically rigged to use debt to get assets and hope you can make the payments from other people paying you for those assets. With Corp law as it is, you can basically borrow even more and even bankrupt your company without hurting your own lifestyle. That's what Trump did.
You and I may play their game cleverly, but we are still beholden to their rules. For now.
What we saw happen with Bidenflation is sort of the worst case scenario under normal circumstances, and you've probably seen the amount of backlash in generated and how much political support Democrats lost as a result of it. Basically, if you inflate the currency too much, you can say goodbye to reelection.
You CAN try bartering with friends of course, but since gold always tends to appreciate in value vs. fiat currency, it simply makes more sense to keep your savings in gold and use fiat for everyday spending since it'll lose most of it's value anyways.
Financing ones enemies is a great way to fail.
The only reason this is profitable for them is because they hope that one day I won't be able to pay off my balance in full and then they can assrape me with their 15% APR (or whatever it is currently). Also, because the rewards balance accrues and isn't paid out automatically until I request it, they can make use of that money in the meantime for short term speculation.