Just start your own credit card company
(pomf2.lain.la)
I run a small UK business and somebody who ran a credit account with me declared their business bankrupt. Just a small local carpet shop but he was a crook and I knew it so I went to put the squeeze on a bit. It turned out this was the 14th time he had sunk a company with large debts and all his assets were in his wife's name. I never got a penny even though he had far more than me. Really made me think. After some research I came to believe there is some truth in the 'straw man' theory that we are all legal "persons" with huge loan accounts against our legal entity selves which are actually available to us if you find a way to drawdown on the legal 'person' you are. Big rabbit hole involving Common law and personal sovereignty that everyone should research whatever country you are in imho.