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They have 2-3% fee on debit cards too, usually "on the bank", but that's only because it's much more limited in amount you can spend and number of purchases you can make as well as what you can buy. It's also never free if you don't have debt in the (((bank))).

I never had (((debt))), a bank account has never been cheaper than €10/mo for me, that's just for the account (needed to pay bills) and a limited debit card. There are services that allow you to pay bills with cards, but those charge 2-3% of the amount.

It's very hard to avoid fees with any digital currency, including crypto which needs conversation to fiat in many cases. If the store accept native crypto payments then at least that's not gonna generate any revenue for schlomo.

Cash is tricky too, you have ATM fees higher than Hunter Biden, forget about physical offices, they're thousands of miles away as the few branches that do handle cash are shutting down. Lot's of stores have stopped taking cash because (((they))) made it too expensive to deposit.

Bartering, bulk and pooling is the only way to pay as little as possible. Every bartering transaction does not include shekels at all, hence no profit for (((them))). Have a fren pay your bills, and pay them in eggs, beef, milk and other items you farm and can barter, also make sure to have as few subscriptions as possible.

It's all about knowing what (((they))) make the most shekels off and avoid feeding (((them))). I closed down my last bank account long ago.