Just start your own credit card company
(pomf2.lain.la)
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The USA they really want a debt consumption based economy so it's easy to qualify for unsecured debt like credit cards.
Basically the best thing if you have mostly exempt assets is to run up loans and debt, be aggressive with your businesses and not worry too much if you declare bankruptcy. I am basically a middle class peasant with a couple credit cards I never pay interest on and I have like 50k credit limit. At one point I had like 80k credit limit and 40k yearly income. It's absurd.
Banks prey on people getting in debt and paying interest forever.