Consume Product

I know every situation is different, but wtf are these people doing? Where I live a catastrophic plan with HSA only costs 800 USD a month, and a federal subsidy pays for it entirely if you make less than like 120k. So you pay nothing up front. Your medical bills are pre tax up to 4800. And at 7k bills you hit the out of pocket limit where everything is covered. If you make less than like 40 or 50k you get medicaid for free, which is the best possible insurance. You never even see a bill.

Im not going to lie though the paperwork is a fucking bitch.