> I reject their offers for help
Gonna keep it real with you, chief: What the fuck are you doing?
If you have a rich family, and there's *any* way you can deal with them that ensures a big fat slice of that pie for yourself, fucking do it. Your morals mean nothing here, quite frankly, especially if your hangup is "I don't feel like getting into sales or something." You're wasting the single best opportunity one could possibly have in this life for a good future (that is, being born into generational wealth) over small potatoes.
Gonna keep it real with you, chief: What the fuck are you doing?
If you have a rich family, and there's *any* way you can deal with them that ensures a big fat slice of that pie for yourself, fucking do it. Your morals mean nothing here, quite frankly, especially if your hangup is "I don't feel like getting into sales or something." You're wasting the single best opportunity one could possibly have in this life for a good future (that is, being born into generational wealth) over small potatoes.
Take the money from your family, multiply it 10,000x
You will be voluntarily playing life on an unnecessary difficulty, and, as others have said, will ultimately not benefit from your family's wealth, as well as likely not be able to contribute meaningfully to it.
And to do it at a time when so many of us want generational wealth to contribute to (but was squandered by our parents) is almost insulting.
Otherwise you'll be saving until you're 50 and then it's too late.
I have never had a car loan or a loan of any kind. I paid for everything with cash up until I bought my first house and paid half of it's cost as a deposit.
You can't have your cake and eat it too.