The nigger(s) will claim that it was a fraudulent charge. Niggers also typically trade credit cards and commit fraud with credit cards as a typical tradition. They are the reason why we hear things like "10 Billion in estimated credit card fraud". Niggers get their money back and the credit card company silently pays the vendor and somehow it will fall back to the taxpayer to foot the bill as we all know the Jews surely won't be on the hook for it.