"**Why, in America: where the roads are already paved, the crops are already sewn, the schools are already built and the factories are already tooled... why does it get harder and harder and harder for every subsequent American generation?**"
I came up with this at 15, well before any noticing or awakening was happening in my life. I could *"feel"* the america I was growing up in.
To this day, not one single person has been able to answer this question intelligently or honestly. It stumps 100% of the people I ask it to, whether in heated argument or casual conversation.
Use and enjoy.
mostly the specific mechanisms are the inflation rate, bank return rates on savings, and the interest rate on borrowed money. but also things like who is allowed to borrow large quantities of money and for what purpose. as well as other limits on borrowing for things like cars and houses.