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jews are a part of the problem but jews don't control the whole system, plenty of greedy white, chinese etc men in it.

besides the fees, fines etc issue, the main problem is that the cost for anything is inflated because insurance covers it and then vice versa, insurance has to cost more to cover for the expenses.

any insurance system will fail if there are no hard caps on what the costs to any procedure or material can be.

when a natural birth costs tens of thousands of dollars because you're paying 1k/day for your room, 5k per surgery because the surgeon is making 500k/year, 5k per medical supplies because they are overpriced BECAUSE the insurance covers for it, you end up in an upward spiral cost in insurance and medical bills.

same for cars, houses etc

you can have the most sophisticated, fair insurance system imaginable, it will fail because the pricing is rigged

especially if it's a mandatory insurance because that gives the service providers the liberty to force insurers to pay for it at any cost. and insurers forward the costs on you