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You own this city yard? My advice is to keep nursing that mortage and try to save up $1000 per month on the side to put toward a land purchase outside of the city. Live in the city and maintain your mortgage but focus on this side plan of saving up for and purchasing land outside the city.
But realize you are chasing a moving target. The price of land will go up as you save. Therefore you may be forced to analyze your credit and borrowing ability.
If you can borrow at low rates and have steady work then i think low interest loans are a good thing.
Right now i have debt that i can pay off but i don't.
Gardening is pretty easy and will come instinctively you just have to walk away from video games computers cellphones and find productive things to do around your own home and on your own property.
There is a pallet breaker they sell on amazon for less than $50. Get that and start salvaging pallets. We are going to salvage pallet wood then you can build lots of chicken coops and raised gardening beds and even fences/tree forts/ sheds
Also in a city you should be able to salvage lots of valuable shit and repair it or fix it up and flip it. People throw away stuff that would be a treasure on foreign islands and in foreign places.
Also, white nationalists could go in together and buy up 1000 acres and form our own community. Kind of like they did up in new hampshire and there was a city that did it down in Louisiana. We could just make our own community as white nationalist pioneers. We could even form our own community currency or barter system and live mostly outside ZOG. An UNGOVERNABLE attitude.
Ill probably end up growing tomatoes for sauces and cucumbers for pickles.
I do not intend to move out of the city. This is my home. Ive always lived here and everyone I know lives here. If blacks try to ghettofy / take over this area in my lifetime, Ill be here to fight back however I can. I understand the dream of escaping it, Ive had the dream myself, but it's one that I abandoned when I became j-woke. White Americans can't homestead their way out of the ongoing oppression and upcoming war; we shouldn't adopt the cowardly "white flight" stereotype and give away the incredible work of our ancestors (our cities) to filthy, low-IQ, do-nothing moochers. My ancestors built this city so I'm not leaving. This is my home and it is where I belong.
Yakno who historically belongs out in the country working on a farm? African Americans lol they should live the simple life while white excellence innovates industry and creates engineering marvels. Blacks in the city and whites in the country is backwards!
Can you elaborate on the benefits of having debt and not immediately paying it off? I have always avoided debt and payed off any debts Ive had as soon as I could afford to.