still not forgetting about (((bankman)))
(media.scored.co)
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Meme coins being pumped and dumped is a more recent phenomena, and it'll continue to exist as long as people are dumb enough to fall for it. This is why the Bible says do not worship false Gods, like Zognald, Millei, Elmo or all the other meme coin scammers.
You still need someone to sell you your first crypto, unless you mine it yourself. For most people today, that is going to be a CEX.
...those are literally centralized exchanges. They're just accessible from your wallet app, and sometimes aren't as big as the ones like Coinbase. You're still giving your card details to some centralized company who is processing your payment and sending crypto to your wallet. That is a centralized exchange. There is no inherent benefit to using the one that happens to be built into your wallet app versus one elsewhere and then sending the crypto to your wallet. Ironically, I'd actually trust a wallet app *slightly* less if it had this feature built in, as it means the app itself is communicating back to their servers unnecessarily.