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That wouldn't work at all. For that theory to hold true, they would have to have literally thousands of bank accounts with dirty money in them. There is AML software that would detect these kinds of transactions. Each of which required ID and KYC to create? Transfer to and from these accounts to even distribute the "dirty money" would leave a huge paper trail and probably tax liabilities. They'd be busted by the 2nd day.

What kind of operation would they even be running that they would end up with dirty money on thousands of bank accounts? Money laundering like I said requires a "base crime". The money has to be dirty because of something, like drugs, fraud/scams, prostitution depending on jurisdiction, etc. Money that requires laundering is always going to be cash or crypto. If you have money in a bank account that still requires laundering, you're already fucked. Besides that, running money through onlyfans to launder it would be *ridiculously* expensive because high-risk credit card processing fees are higher then normal transactions, plus corporate tax and then finally tax on dividends or payroll. They'd lose like 40% of the money. There's just cheaper ways to do it.

Unfortunately, OF is legitimately that big and it's, from a legal standpoint, a legitimate legal business. It's probably not unheard of for platforms that have affiliate models working with a pornstar to bang stolen cards but the site owner would catch on pretty quickly because they'd see money heading to a specific performer frequently getting chargebacks.