Fair enough. I don't think these things should exist on a business-scale anyway.
However I would do it differently: Government doesn't enforce anything related to money lending. So if you lend money and you don't get it back, you just lost that money.
It's a matter of honor to pay back debts. Which is why you should only lend to friends and family. When you lend money, always consider that you may never see it again.
However I would do it differently: Government doesn't enforce anything related to money lending. So if you lend money and you don't get it back, you just lost that money.
It's a matter of honor to pay back debts. Which is why you should only lend to friends and family. When you lend money, always consider that you may never see it again.