Spics committing insurance fraud
(twitter.com)
No they wont because that's racist. They will pay you for your insurance claim and then jack up your rates. They won't go after the scammers. The police may or may not arrest the scammers. In Texas, they won't arrest them. They might write a ticket. But the prosecutors won't prosecute the case. The worst that will happen is they will get failure to appear and have a bench warrant. The actual crime against you will go unpunished.