Consume Product

Certainly is nice to have above room temp IQ to be able to see this coming. I don't make tons of money but I got my bills down super low for my area, so when business is slow, it's alright. I really came out ahead when I defaulted on all my credit cards and unsecured loans. In 2021 after everything was going bonkers, I decided that I was not planning on paying $100k for a new car that I couldn't afford and I was not planning on moving or buying another house with the prices and interest. I was also tired of paying somewhere between $3000-4000 a month to debt and it not getting any lower. So I stopped paying it. Didn't get sued, didn't file bankruptcy, didn't get stuff repossessed. Nothing. My credit score is like a 500 now but there were nearly zero consequences for going full nigger on the system. Highly recommend 10/10.