They're all the same. My mom left my dad right before he died. He never updated his life policies and she collected all the money. She was retired already with a pension and social security. She kept the money, giving nothing to my sister who is struggling or myself. She just told me she's going to sell their large home and travel until she dies. Burning through any generational wealth that would be left. Her father left her with an apartment building, 2 houses, and hundreds of acres of farm land that took generations to amass and it's all gone in one generation. I fucking hate boomers.