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Vlad_The_Impaler on scored.co
23 days ago14 points(+0/-0/+14Score on mirror)5 children
I like that this nig completely sees through the fascade that so many young White men and women fall for. The illusion that this shit pine box on 0.1 acres is worth the $500,000 jew loan and slaving away the next 30 years to own. They're made with shit materials by dumb spics with air compressors and nail guns. Tack tack tack tack *vroom* air compressor refills with air tack tack tack tack.
Granted you don't want to be a rent slave. But you could probably build a better home just with an axe and a whole year in the woods. a WHOLE YEAR!?!?!??! Yes. A fraction of the 30 years labor you will spend debt enslaved for the shitty pine box you were going to buy.
If you just randomly cut down some trees to mill there's a very high chance that whatever random tree you cut down is better lumber than pine.
Life changing point - spending a year building a house is less time time and effort than spending 30 years of wage slavery to covert the mordecaisergage
23 days ago5 points(+0/-0/+5Score on mirror)2 children
Its not so simple. You need to first buy land. Then you need to run utilities and create some sort of road to link yourself to civilization. How will you process the logs you cut? Thats a cost.
Then youre buying all other items are singular price, no bulk savings. Unless youre going to smelt your own nails and screws.
Then there are regulations and building codes that have to be met. Which limits How you can build and materials you can use.
Ultimately its still an expensive endeavor where you have to have about 100k or more cash to get the land, utilities, and build a small cabin.
Renting made me a multi-millionaire. It shifted all the big costs and liabilities (interest, insurance, taxes, maintanence, etc) to the landlord, freeing up my capital to be invested in the stock market, and stocks have overwhelmingly beat the appreciation of housing.
Life can obviously change my mind but right now my thinking is I will rent for life. Here in Toronto I can rent a really nice condo right downtown (so no need for a car) for $2000/month, so that's $24k/year. At a 4% safe withdrawal rate, that's only $600k invested, and my housing is taken care of for life, no broken water heaters, no roofs replaced, no bullshit. And for those that think $600k is a lot, average housing prices in Toronto are over $1 million.
Now the math can always change and if it ever does to favour owning, I will, but right now, that nigger is right, I don't want to own this shit and certainly not for $1 million. That million is worth more to me in the market than in some particle board and plastic siding.
Yes, there is rent control in Toronto where I live. Any place built before October 2018 is subject to rent control. In fact in 2015 I was renting a place for $1200/month that was under rent control, it's in a very well known building downtown and I see ads for my exact same until for $2200/month now.
When I gave it up in 2020 (found something I liked in the suburbs for a good deal), I was paying only $1300 because of rent control.
Also keep in mind the 4% safe withdrawal rate also accounts for inflation so you're covered even if the rent goes up.
Redditors are indeed faggots who are innumate and can't do math. To me a house is a place to sleep and keep some stuff, I do not COMSOOM a "home" and fill it with bullshit like funkopops or "Live, Love, Laugh", which is emotional pablum.
Granted you don't want to be a rent slave. But you could probably build a better home just with an axe and a whole year in the woods. a WHOLE YEAR!?!?!??! Yes. A fraction of the 30 years labor you will spend debt enslaved for the shitty pine box you were going to buy.
If you just randomly cut down some trees to mill there's a very high chance that whatever random tree you cut down is better lumber than pine.
Then youre buying all other items are singular price, no bulk savings. Unless youre going to smelt your own nails and screws.
Then there are regulations and building codes that have to be met. Which limits How you can build and materials you can use.
Ultimately its still an expensive endeavor where you have to have about 100k or more cash to get the land, utilities, and build a small cabin.
What are you smoking bro?
Not everywhere. Thankfully there are a few counties in this country where this bullshit is not active. You can just build what you want.
Notice how these fake laws are the only thing which makes your point for you.
Edit: and you can power a decent amount of shit on solar systems now. It’s gotten a lot better.
Renting made me a multi-millionaire. It shifted all the big costs and liabilities (interest, insurance, taxes, maintanence, etc) to the landlord, freeing up my capital to be invested in the stock market, and stocks have overwhelmingly beat the appreciation of housing.
Life can obviously change my mind but right now my thinking is I will rent for life. Here in Toronto I can rent a really nice condo right downtown (so no need for a car) for $2000/month, so that's $24k/year. At a 4% safe withdrawal rate, that's only $600k invested, and my housing is taken care of for life, no broken water heaters, no roofs replaced, no bullshit. And for those that think $600k is a lot, average housing prices in Toronto are over $1 million.
Now the math can always change and if it ever does to favour owning, I will, but right now, that nigger is right, I don't want to own this shit and certainly not for $1 million. That million is worth more to me in the market than in some particle board and plastic siding.
When I gave it up in 2020 (found something I liked in the suburbs for a good deal), I was paying only $1300 because of rent control.
Also keep in mind the 4% safe withdrawal rate also accounts for inflation so you're covered even if the rent goes up.
Redditors are indeed faggots who are innumate and can't do math. To me a house is a place to sleep and keep some stuff, I do not COMSOOM a "home" and fill it with bullshit like funkopops or "Live, Love, Laugh", which is emotional pablum.