1 year ago16 points(+0/-0/+16Score on mirror)5 children
Neither of them are real jobs, what value do private landlords provide to society. It is making money based off of speculation, landlords also have no legal obligation to maintain anything and they often don't.
1 year ago8 points(+0/-0/+8Score on mirror)1 child
they provide housing for those that can't afford to buy a home and need a place to live. they also are legally bound to maintain the property if things fail. there are literal laws for that. most states' laws are heavily leaning on the renter's side as well. its very difficult to evict scumbag nigger renters that destroy property and stop paying rent.
its not often higher than the mortgage. if you were to get a mortgage right now for a 400k house at 6.5% rate 30 year fixed with 20% (80k) down you'd be around $2400/mo. the rent here is about 2k/mo for a 3bed/2bath in the same neighborhood. sometimes the rent is higher than the mortgage, sure, but people rent because they can't qualify for a mortgage and don't have 20% to put down. there's a trade off in everything.
1 year ago2 points(+0/-0/+2Score on mirror)2 children
>They absorb risk.
What does this even mean?
>You pay for insurance. Why is this different?
Not really the same thing and there's no viable alternative to this I'm aware of.
>They have tons of legal obligations to maintain things.
Literally every person who rents talks about their landlords not maintaining shit.
If we live in a National Socialist state, we should have socialised housing which is a policy that existed under Hitler, housing should be affordable, and you should get 25% off your mortgage per child that you have. Mortgages should for obvious reasons only be ran by the state.
1 year ago5 points(+0/-0/+5Score on mirror)1 child
Absorb risk
- There is PLENTY of risks that landlords have. The tenant might stop paying and it's damned near impossible to get them out. Tort law if someone trips on the property. Roof starts leaking they have to fix it lest there be further damage to the house. If they have a mortgage on the property mortgage rates might go up maybe even doubling their mortgage payment which forces them to raise rent and not be able to rent it out easily. The tenant might damage the property extensively and even if they win in court later many people are uncollectable - you can't get blood from a rock.
Insurance
- He means you are paying insurance to absorb risk for you. You buy a $100k car, and there is a risk you will crash it. You are speculating that there may be a situation where you damage the car and you are paying insurance speculatively to absord that risk for you.
Regarding landlords maintaining or not maintaining things - this really comes down to the country/state and the landlord. If I were to rent out a property I would maintain it, because i'd want the property value to stay up. WIth that said, tenants do tend to ruin properties and furniture.
Well maybe only the state should have to accept that risk, you know because being a landlord is all about housing the working man who is too unfortunate to own his own property and totally not about profiting off the poor and from speculation.
1 year ago3 points(+0/-0/+3Score on mirror)1 child
Why is renting a property not a real job? Renting out cars is. Renting out a boat is. By going to work for someone else you are effectively renting out yourself to be at someone elses disposal.
I disagree entirely. The white "homeland" has a growing season. Your reasoning works for some equatorial shithole where there's bananas and fuck knows what else growing year round. Feeding whites requires significant planning/storage or transport. It's possible to starve in Europe without our current infrastructure - which really sheds light on the inferiority of the lesser races. How the fuck are people in Haiti starving?
Landlords take hate for the system they exploit, but most of the people who hate would also flip and buy up rental property if they could ever make enough money. Its not the landlords who create the system and I know several who work hard and are fair
Then why is rent often higher than a mortgage? Not saying I hate landlords on principle, but modern real estate is jewed to the max.
They absorb risk.
> making money based off of speculation
You pay for insurance. Why is this different?
> no legal obligation to maintain anything
They have tons of legal obligations to maintain things.
What does this even mean?
>You pay for insurance. Why is this different?
Not really the same thing and there's no viable alternative to this I'm aware of.
>They have tons of legal obligations to maintain things.
Literally every person who rents talks about their landlords not maintaining shit.
If we live in a National Socialist state, we should have socialised housing which is a policy that existed under Hitler, housing should be affordable, and you should get 25% off your mortgage per child that you have. Mortgages should for obvious reasons only be ran by the state.
- There is PLENTY of risks that landlords have. The tenant might stop paying and it's damned near impossible to get them out. Tort law if someone trips on the property. Roof starts leaking they have to fix it lest there be further damage to the house. If they have a mortgage on the property mortgage rates might go up maybe even doubling their mortgage payment which forces them to raise rent and not be able to rent it out easily. The tenant might damage the property extensively and even if they win in court later many people are uncollectable - you can't get blood from a rock.
Insurance
- He means you are paying insurance to absorb risk for you. You buy a $100k car, and there is a risk you will crash it. You are speculating that there may be a situation where you damage the car and you are paying insurance speculatively to absord that risk for you.
Regarding landlords maintaining or not maintaining things - this really comes down to the country/state and the landlord. If I were to rent out a property I would maintain it, because i'd want the property value to stay up. WIth that said, tenants do tend to ruin properties and furniture.