1 year ago4 points(+0/-0/+4Score on mirror)1 child
Being poor comes down to living in your means. If you live within your means you won't feel poor. You won't have tons of luxuries but you'll be fine. Stay put of debt and don't accumulate tons of shit you don't need. I know lots of people that make over 250k a year that are effectively broke because they spend as fast as it comes in plus some.
Also, if you're 30 making minimum wage then you fucked up somewhere. You had 15 years to develope a skill that sells and you didn't. That's just being lazy. Do not pass go. Do not collect 200 shekels.
Welfare just makes it all worse. Now all the people who are broke complain that they're entitled to your money when reality pays a visit.
1 year ago2 points(+0/-0/+2Score on mirror)1 child
I’m not trying to be argumentative, but genuinely curious. What do you consider to be poor IN AMERICA current year? I’m talking relative to what was attainable, and at what sacrifices compared to the average white man 20-30 years ago and beyond.
1 year ago2 points(+0/-0/+2Score on mirror)1 child
I apologize if I came off terribly argumentative, that wasn't my intention. I see what you mean I beleive. I would say, comparatively people aged 20 - 40 have much less wealth then previous generations. In terms of income it really depends. Living in LA making 50k a year is pretty rough. Living in middle Indiana is probably much nicer on 50k. The problem is it's become impossible for the middle class to exist due to unaffordable land/housing prices and a constant hike on the price of necessities. I never defined poor in terms of money but more in terms of money stress. I grew up where money was tight, but we never stressed because we just stayed in our means. Most people on America today are poor in the sense that they're over leveraged I would beleive. I beleive a lot of this is driven by the poor overall economic situation we're all in as well people's inability to tighten their belt.
To stab at that question:
Living in LA, making 50k per year, no car, 10k in credit card debt + any other debt is a solid example of a poor person.
1 year ago-2 points(+0/-0/-2Score on mirror)4 children
Multi-millionaire checking in. The reaason is because people are either:
1. Too lazy
2. Too stupid
3. Too arrogant
Or a combination there of. And now I wait for those in this category to downvote me thus proving my point.
EDIT: And here come the downvotes thus proving my point. The multi-millionaire gets the downvotes and all the excusers making excuses for why they are too above doing something to succeed are getting the upvotes. THAT is why you all are poor, losers. The truth triggers you. Thank you for proving my point.
I’ve always said, and still believe it because I know it first hand, and still see it all the time, it’s all in who you know. What you know matters, but it doesn’t get you a ticket to the show nearly as much as your connections. It’s more important today than it ever was before.
No offense, but honest suggestion, have you considered learning be a slick talker?
I learned something very valuable a long time ago. Everything is sales.
You can be an inventor and invent the greatest whatever in the world. Better than any competing product on the market. Less expensive. It won't matter if you can sell any of them.
You should be able to bring in plenty of business without being the lowest bidder. It's just how you market yourself, your work, your product.
Also, read "How to win friends and influence people" and when you're done, read it two more times.
And that is why the world has gone to shit. Business majors selling themselves and not knowing a single thing about how the product they are in now in charge of works or is used. It's all judaism.
So then adapt to your environment. Either start your own business and if those other businesses are indeed fuckwits, you will out-perform them and dominate the space. Or learn to slick talk but also deliver and once again, you will dominate your space. Learning how to pass an interview is not "slick talk", it's presenting yourself in the best light possible and being socially aware.
You can't look at someone else succeeding, know exactly what the issue is, then fail to adapt.
That falls under the categories of: 1. Too Lazy, 3. Too Arrogant.
Do NOT subcontract accounting work. Every single person I know that has done this has been fucked over out of hundreds of tbousands of dollars. Literally.
Depending the business. My business requires licensing, a computer, a phone helps but isn't even required, and an Internet connection. Assuming you already have the last 3, it's basically $70 to start it.
Ah, yes, so easy. Why didn’t I think of that… oh wait, it’s because the premise explicitly does not make this assumption. Holy fucking shit, you imbeciles. Why even bother trying to reason with boomers.
> “A physicist, a chemist, and an economist who were stranded on a desert island with no implements and a can of food. The physicist and the chemist each devised an ingenious mechanism for getting the can open; the economist merely said, ‘Assume we have a can opener’!” **~ Kenneth Boulding**; *Economics as a Science*, p. 101; 1970
1 year ago-1 points(+0/-0/-1Score on mirror)1 child
Thank you for sharing. It's great that you know and recognize that it's #3 that's your issue. Whether you do something about it or not is up to you. But you've definitely answered OP's question.
1 year ago-2 points(+0/-0/-2Score on mirror)1 child
If you go back on my post history, most of the time when I provide financial advice it gets downvoted. The fact is, in order to get to the 1%, you have to things 99% of people disagree with.
I understand if you don’t want to say, but I’m curious how old you are and what you do. I also asked above to another poster what do you consider poor by America standards modern year. Genuinely curious fren.
1 year ago-1 points(+0/-0/-1Score on mirror)1 child
I'm just a bit older than the late 20's/early 30's demographic that seems to be most represented here. But it's enough years to see a difference in terms of attitude and approach to life, regardless of whether or not the environment now is more difficult or not (especially since I too have to operate in this same environment).
I'm a late Gen X/early Gen Y depending on how you count the range and at this point I'm a VP of Marketing. And in case you think it was a smooth trip up the ladder, it took way too long for me to get here because of boomers not retiring, holding everyone below them back, but I managed to work around it only by finding a skill now needed by companies for their top level marketers that the boomers don't have (digital/performance) and it's especially satisfying to watch boomers and people of my generation getting pushed out because of the lack of these skills. Once again, those marketers of my age and older nailed the trifecta. Too lazy to learn, too stupid to get it and too arrogant to think they were irreplaceable.
> There is nothing better in this world than making just enough money to feed yourself and your family. Every bite of food is a blessing.
Sure there is, knowing you can buy unlimited food for yourself and your family.
> Every bite of food is a blessing.
Nope, it's just food, and there's plenty of it.
>Every little job is a break.
Nope, I don't need to work. My money works for me.
>Every friend is genuine.
I am a geniune friend, because not only do I not need anything from anyone else, I am in a position to give, so my intentions are pure. There's also a thing many rich people practice, it's called "stealth wealth". Google it.
>Do you think your mortgage and cardboard house in the suburbs can make a truly free man jealous?
I don't have a mortgage. Mortgages are for brokies. You need a job so you are not free. I don't need a job so I am free.