Scenario 1 (most pessimistic): Our reality is a slave plantation (loosh farm, reincarnation trap) created by beings more powerful than ourselves; refusal to reincarnate leads to hell (for lack of better terms)
Scenario 2 (middle ground): Our reality is a game of escape made to resemble a slave plantation (loosh farm, reincarnation trap), however ultimately it's of our own creation; refusal to reincarnate leads to heaven (for lack of better terms)
Scenario 3 (most optimistic): Earth is a school, while loosh farming may take place, there is no reincarnation trap, and we immediately enter heaven when we die (for lack of better terms)