Consume Product

I am the first to blame jews for all they are responsible for.

However, when it comes to shit like this, we have to also look internally. Even though the jews set up these predatory systems, these low level ones are incredibly easy to avoid. This type of shit is truly inexcusable to fall for, especially if you are over ~25.

Most Americans are financially illiterate and have no self-discipline when it comes to money. There is nobody to blame here but ourselves. You can't blame the school system; because a teacher "teaching" financial literacy in a classroom before you're even 18 and have your first job is useless; it will *not* stick. This type of thing has to be taught to you by your parents or self-taught.

We can lament about inflation and the cost of groceries and the suppressed wages, but all of that is a higher level. You listen to a person complain about this, but then if you dig into their financial transactions, you learn they are spending money comically poorly. Not a matter of basic luxuries. But a matter of extravagance outside of your means.

Before credit cards, when going through tough times, you had to actually buckle down and cut all but the necessities. People survived and were just fine, still living good lives because they had their families and free entertainment. Today, a person is inclined to use credit cards to continue living in moderate luxury and refusing to make even the simplest of cuts, robbing their own future. It is hard for me to blame jews for setting up the credit cards when the person made the conscious choice to use them. It is inexcusable to not know the consequences; and it's inexcusable to know the consequences and still make these decisions.