Take a loan to buy coffee, pay interest on coffee
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Otherwise I buy with cash second hand. Not a single item of clothing I own is not from a thrift store (and some found on the side of the road during student move-out days near the local colleges).
Every kitchen appliance except my coffee machine is from a thrift store. The coffee machine was found on the side of the road on my way home during late spring - most likely college students, again. Same place I got my laser color printer/scanner MFC. The printer was missing a cable. The coffee machine had an automatic gringer which did not work - but I found out it was just a worn out part which I repaired using paperclips heated over my gas stovetop.
I do not own a car, but rather several bucycles and children's trailers to use for transporting groceries, many of which I get from volunteering at food reclamaition non-profits such as food banks and soup kitches. I have also dumpster-dived many times, and at one point found thousands of dollars of protein bars which lasted me nearly 3 years.
https://freeridepgh.org/
https://pccr.org/
https://www.thomasmertoncenter.org/thrifty
sure they are all faggot shit but we have something in common
It's not always about how much you make. Reducing how much you spend can keep you out of the rat race and pace you toward earlier retirement.
With a will there is a way.
Getting a few acres of land is within your reach. Then you build a large barn. Then a generator. Then build from there.
Or a pull behind trailer that sleeps two. Or a mobile home that you live in and save money until u upgrade.
I know a guy who lived in a barn with his wife while they slowly build their primary home on the land.
If a woman loves you she will sleep in a tent with you.
Logs and wood on your own property are free. Lumber is not so expensive. Find a mill and bargain with them.
You can download designs of simple cabin blueprint for free online
Property taxes are $100 per month for a small cabin.
Who cares you can't afford a $500k mcmansion in some homosexual suburb? Mcmansion are overpriced and gay with HOA.
You guys can't save up a few grand? What products are you consuming that you can't save money? Get more thrifty
You don't have to buy insurance unless you got a loan from the bank.
Did you know that in order to come to America some of your White ancestors had to agree to be indentured servants for seven years?
You pretend like your ancestors had it easier. Wrong! They had it harder. Maybe it won't be as easy as it was for spoiled boomers, but you still have lots of opportunities. Stop making excuses. A woman wants to see you put in effort. Woman doesn't want homeless black pilled guy who gave up on life because jews called you antisemite or wouldn't hire you at the bank. You need more resilient attitude and overcome some of these challenges.
Spics are out here making $200+ cash per day and stacking it, wiring it to their family,, saving up money. White man just has excuses why he can't save $20,000 for a plot of fucking land.